As an outside observer, the effect of white collar crime would appear to have hit Americans far harder than the crime discussed here - and it's effects have been felt world wide too. Behaviors allowed and encouraged in big banking have been very destructive to lives. And I'll make a safe net that the perpetrators lived in so-called good areas. So while worrying about being car-jacked in the badlands, behavior in the good lands sees your company fail, job lost and car repossessed. Perhaps a touch overwrought, but another angle to consider.