Facebook doesn't even allow you to delete your account. If a site were to remove the account from the public view, but delay the actual deleting by a few days (I'd prefer a week or more actually), you wouldn't notice the difference unless you were malicious. But I don't understand what the money is for actually.
> I don't understand what the money is for actually.
I was thinking about remote storage and devices. For example, a backpack is stolen with your phone/tablet/laptop and you need to issue a wipe to it NOW before they are compromised.
Requiring a credit card at least leaves a paper trail of some sort.
