I tried Excel few years back, it’s only easy when all you are tracking is income and expenses. But when you buy some stocks or MFs, the amount is debited from Bank but it’s not really an “expense”. And good luck tracking fund flows between your own accounts.
I’ve finally settled on hledger for now. There’s some issues, mainly the reports are generated by calendar year, there’s no support for Financial Year reports (Apr-1 till Mar-31 in India).
Whoever down voted me can suck a fat bag of d1cks.
The trick with making excel work is treating your finances like a company with assets and liabilities. Build out your balance sheets, list it out, and compute it.
I’ve finally settled on hledger for now. There’s some issues, mainly the reports are generated by calendar year, there’s no support for Financial Year reports (Apr-1 till Mar-31 in India).