I used an aluminium enclosure for a long time and no problems with heat. And perhaps that's why there were also no lifetime issues either. "Dog slow"? Yeh I agree but mine was USB 2.0. It's much less of an argument with USB 3.0 and even less again if you don't need high performance for your use-case (e.g. backups only).
So I don't think we have answer yet as to why you wouldn't use USB.